Veterans and Mis-Sold Investments: What You Need to Know (And How to Claim Back What’s Yours)

After a life of service, no veteran should face financial loss due to poor advice. 

Sadly, many former members of the armed forces were targeted with unsuitable or high-risk investment schemes after leaving the military — including mini-bonds, unregulated funds, offshore investments, or pension transfers into risky personal schemes. 

If this sounds familiar, you’re not alone — and you may be entitled to compensation. 

What Is a Mis-Sold Investment? 

A mis-sold investment occurs when a financial adviser recommends a product or strategy that wasn’t suitable for your needs — or fails to explain the risks and costs involved. 

Veterans are particularly vulnerable to mis-selling because: 

• They’re often advised to transfer stable workplace or military pensions 

• They may receive advice that doesn’t match their risk appetite or goals 

• They’re offered products they don’t fully understand 

• They feel pressured to make financial decisions quickly after leaving service 

• They’re given no clear explanation of fees, exit penalties, or long-term risks 

Red Flags That Suggest You’ve Been Mis-Sold 

If any of these sound familiar, it’s time to take a closer look: 

• You were promised guaranteed or “high” returns 

• You were encouraged to transfer your armed forces pension 

• You were sold an offshore investment with little transparency 

• You didn’t fully understand the risks 

• You’ve lost money or been unable to access your investment 

• You haven’t heard from your adviser since the sale 

How Justice4Heroes Can Help Veterans 

At Justice4Heroes, we work alongside regulated claims specialists and expert solicitors who understand the unique challenges veterans face. 

We can: 

• Review your investment or pension transfer case for free 

• Investigate whether the advice you received was suitable and regulated 

• Help you claim compensation through the Financial Ombudsman Service or FSCS 

• Support you throughout the process — with no win, no fee options available 

Can I Still Make a Claim? 

Yes — even if the investment was made years ago. If you only recently discovered you were mis-sold, or if your financial adviser is no longer operating, you may still be eligible to claim. 

It costs nothing to check. And it could make a huge difference to your financial future. 

Take the First Step Today 

Think you may have been mis-sold an investment or pension? 
Reach out to our friendly team today for a confidential, no-obligation assessment. Justice4Heroes is here to protect those who protected us. 

📞 Call us on: 0800 776 5622 
📩 Email: [email protected] 
🌍 Visit: justice4heroes.org 

Justice4Heroes is here to support veterans in securing the justice they deserve.