Understanding Your Rights: A Straightforward Guide for Veterans Affected by Pension Transfers or Hearing Loss

When you left the Armed Forces, chances are no one handed you a step-by-step manual for civilian life – especially when it came to your finances or health. You were expected to adapt, carry on, and figure things out on your own. 

At Justice4Heroes, we know that many veterans were let down during that transition.  

Two of the most common issues we see are: 

 
🔹 Pensions being mis-sold or mishandled 
🔹 Long-term hearing loss caused by military service 

These are not minor problems – and they’re not your fault. But you do have rights. And if either (or both) of these apply to you, you could be entitled to support and compensation. 

Let’s break things down – simply and clearly.

What Is Pension Mis-Selling – and Could It Affect You? 

You may have been advised to transfer your Armed Forces pension into a private pension scheme. Maybe it was sold as more flexible or more profitable.  

But what many veterans weren’t told at the time was that these private schemes often came with: 

• Higher fees 

• Poorer performance 

• Weaker protections 

• No guaranteed income 

In short, you may have been worse off – and not properly warned about the risks. That’s mis-selling. 

If this happened to you, you’re not alone. Thousands of veterans across the UK were given bad financial advice and are only now learning that they could have a case to claim it back.

Military Hearing Loss: The Long-Term Injury You Were Told to Ignore 

Years of service around gunfire, heavy vehicles, aircraft, or industrial equipment often meant constant exposure to noise – often without the right protection. And now, years later, the impact is showing. 

Do you: 

 
🔸 Ask people to repeat themselves more often? 
🔸 Struggle with background noise in crowded places? 
🔸 Experience ringing in your ears (tinnitus)? 
🔸 Rely on subtitles, or turn the volume up more than you used to? 

If so, this could be down to Noise-Induced Hearing Loss (NIHL) – and if it’s connected to your time in the military, it could be claimable.

How We Can Help – Without the Hassle 

We work with a panel of experienced, specialist solicitors who know the difference between a civilian claim and a military one. They understand the culture, the expectations, and the paperwork. Most importantly, they care. 

At Justice4Heroes, we’re not here to pressure you. We're here to: 

• Explain the process in plain English 

• Check if you’re eligible (free of charge) 

• Support you every step of the way – if and when you’re ready 

Why It Matters 

These aren’t just claims – they’re about fairness. 

 
You gave your service. You followed the advice you were given. 
Now it’s time for someone to look out for you. 

Whether it’s about a pension you didn’t realise was mis-sold, or hearing that’s gradually deteriorated due to your service – we’re here to help you take the first step, without pressure or judgement. 

📞 Call us on: 0800 776 5622 
📩 Email: [email protected] 
🌍 Visit: justice4heroes.org